Loans
Loans
We know you’re busy. We also know that small business lending programs can be complex, and you don’t have time to waste figuring out what kind of financing your small business or clients need for continued growth. That’s why we’re here.
We tailor solutions specifically for small businesses. Our hands-on approach to lending helps deliver expertise to borrowers across North Dakota, Minnesota, and Montana, all while creating jobs that keep our communities thriving.
We have several loan programs to fit almost any business need. But don’t worry about figuring out which program you need…we will do that for you!
Learn more below about what makes Dakota Business Lending a great choice as a small business financing partner for lenders and borrowers.
*Specific project eligibility guidelines apply for all our loan programs. Talk to a loan officer in your area for complete details.
What path are you currently on?
Financing for Real Estate and Long-Term Fixed Assets – SBA 504 and SBA 504 Debt Refinance Loans
When your business is ready to take the steps towards expansion, Dakota Business Lending has the proper tools to get you there. Whether you are purchasing commercial real estate, obtaining major equipment, or consolidating debt, an SBA 504 or SBA 504 Debt Refinance loan program is tough to beat.
Financing for Start-Up, Existing, and Growing Businesses – Community Impact Loans
Start-up and growing business financing needs have to be flexible and creative. Our Community Impact Loan program specializes in helping new borrowers who have limited financial resources and no history to start their business and set them on the Path to Bank Ability, as well as provides existing businesses with a low down payment and competitive interest rates loan options to keep the momentum going.
High-Impact Financing for Businesses in Distressed Areas – New Markets Tax Credit Loans
For larger projects in distressed areas with large financing gaps, our New Markets Tax Credit program can provide a unique financing solution. To be eligible, borrowers must be in a qualifying ND census tract, of transformative size and scale to the (re)development of the distressed area, and adaptable to the unique structure and requirements of the program.